Mexican Boat & Watercraft Insurance

Boats

You are only a few minutes away from printing your own Boat or Watercraft Policy!

We don’t know of any Mexican Insurance Company that can or will sell a Boat or Watercraft Policy that provides for Physical Damage while on the Water. However, you can easily get a quote and issue your own policy for Public Liability while your Boat or Watercraft is on the water.

ACE Seguros is our Mexican Underwriter for this unique and necessary coverage. There are two products available, and can be written by the DAY or ANNUALLY for Recreational Use only. Boat or Watercraft Registration is limited to the U.S. or Canada.

There are, as with any policy, exclusions. A few are:

Bass Boat
  • No Physical Damage, Theft or Medical Payments for Passengers on your Boat or Watercraft. At the end of the purchasing process, you will be granted an opportunity to purchase an International Health & Accident plan, a wise and inexpensive investment.
  • No vessels over 175 feet
  • No Commercial Vessels
  • No vessels over 20 years old
  • Racing is excluded, including support vehicles for races

Is Boat or Watercraft Liability coverage necessary for Mexico?

YES! It is the same or similar to the Mexico Tourist Automobile insurance requirement. You must at least posses a valid Mexico 3rd Party Liability Policy underwritten through a legally licensed Mexican Insurance Company.

What about my U.S. or Canadian Boat insurer. Do they provide for Physical Damage to my Boat/Watercraft while in Mexico?

Some do, but most still require you posses 3rd Party Liability coverage from a Mexican Insurance Company. You need to contact your U.S. insurer for further details. Oh, and this is always a wise thing to do, get it in writing.

What about insuring my Boat/Watercraft while it is being towed?

You can insure your Boat/Watercraft for Physical Damage while it is being towed, including the trailer, behind your primary land vehicle. Just follow the instructions on the electronic application for your towing vehicle, which is a separate policy. There is no physical damage or 3rd Party Liability on your Boat/Watercraft once it is detached from the trailer on your primary vehicles policy.

What information is needed on my Boat/Watercraft to proceed?

Jet Ski
  • Make, Model, Year of your Boat/Watercraft
  • Type of Boat/Watercraft, Powerboat, Sail Boat, Jetski, Seadoo, Waverunner, etc.
  • Boat/Watercraft length
  • Maximum Speed
  • Country Registered
  • Registration #
  • Your Hull I.D.
  • Destination in Mexico
  • Any operators under 21
  • Drivers License information for primary Driver/Operator

Update: Effective January 2008, boat permits are no longer required for vessels practicing sportfishing in Mexican waters.
http://www.conapescasandiego.org
For up to date information on Fishing Licenses on the Pacific and Sea of Cortez, please visit the following link.
http://www.conapescasandiego.org/Regulations