Quick Quote Cars Information Entry - ICI Insurance Agency

Coverage

Begin

Select date for entering Mexico. Your policy will automatically become effective at 12:01 AM if your policy is purchased a day or more prior to entering Mexico. If your policy is purchased the same day you are entering Mexico, then your policy will become effective at the date and time of purchase.

Time Begins (Port of Entry)

6 Month & Yearly plans will also be displayed.
Number of Days	If you need more than 45 days of coverage, it is cheaper to buy a semi-annual policy and posibly an annual policy. On the next page (Quote) you will be able to compare prices and select semi-annual (six month) or annual plans. If you are planning to buy a semi-annual or annual policy you will see all the available options on the next page.	End	Wednesday, October 23, 2024 MST

Vehicle Information

Vehicle

Vehicle Valuations determined for Chubb Seguros is J.D. Power & for Mapfre Seguros is Kelly Blue Book.

Please enter your vehicle year.

Automobiles
For Vehicles under 15 years of age, are eligible for *Liability only, or **Full Coverage.
For Vehicles over 15 years of age, are eligible for *Liability only.

Note: Some insurance companies allow vehicles with up to 20 years of age for full coverage, like CHUBB Seguros.

*Liability only meets the legal definition of required coverage (i.e. paid to others for any Bodily Injury, or Physical Damage the insured causes to a 3rd party) including Legal Aid, Roadside Assistance, and Medical Payments. Does NOT include Physical Damage or Theft benefits to your vehicle.
**Full Coverage is same as above, but DOES include Physical Damage (Collision) and Theft Coverage.

ALL ISSUED POLICIES ARE SUBJECT TO THEIR RESPECTIVE "TERMS & CONDITIONS".

Example: Ford, Chevrolet, GMC, Chrysler, etc.

If your vehicle is NOT represented in this field, please call our office. Classics (generally over 20 years of age) Collectibles, Vehicles equipped for competition are not eligible for Full Coverage, but are for Liability Only policies.

Vehicle Value: The 1st option is for Liability Only. For vehicles under 15 years of age, wanting Full Coverage begins with minimum of $3,000 Vehicle Value.
This is NOT a Stated Value or All Risk policy. It is what is called an ACV (Actual Cash Value) or Current Market Value policy. If you want Physical Damage on your vehicle (Collision & Theft), then please provide your vehicles ACV. We recommend going to one of the Appraisal Services listed. If you do not want Physical Damage on your vehicle, then please click on Liability Only.

Note: On following page, each included coverage has a

. Each excluded coverage has a

.
Physical Damage & Theft coverages may differ due to Vehicles age.

Towed Items Information

Towing anything? YesNo View Help

Total value of items towed:
Do ALL towed vehicles carry FULL coverage insurance in the US/Canada? Yes No

Determine your towed items total value. Items towed that are worth less than $ 3,000 USD$ are not eligible for physical damage or theft coverage. Therefore its value does not need to be included in the "Total Value".

It is mandatory that any insured vehicle written under a Mexican insurance policy that is towing a trailer of any kind, be listed on the primary insured vehicles policy. This also includes towing of another self propelled vehicle.

If an insured is towing another self propelled vehicle, such as a Motorhome towing a Jeep, then each must have their OWN policy. The Motorhome in this example, would also contain on its policy a description of the Jeep. There is no additional charge for adding the Jeep to the Motorhome's policy, but the Jeep must be disclosed on the policy for liability purposes. You can purchase either Full Coverage (if it qualifies) or Liability Only coverage on the jeep, but you have to purchase one.

Trailers can include Camper, Travel, 5th Wheels, Utility, Motorcycle, and of course Boat trailers.

For Pickup trucks, also includes Pickup Shell or Slide in Campers.

Boats, Motorcycles, Jet Skis, Seadoos, and Waverunners, while being towed and listed on the primary vehicles policy, can also be insured for physical damage while coupled (hitched) to the primary vehicle.

If you wish to provide Full Coverage to your trailer, it must be valued for more than $ 3,000 USD$, under 35’ (feet) in length, and under 20 years of age.

A Unit is each separate item being towed. For example, a boat trailer is one Unit and the Boat is another. A motorcycle trailer is one Unit and the Motorcycle is another.

You can insure your Motorcycle and Boat while detached from their trailer through us, if they qualify. Once you completed the process for the primary vehicle, you can go back to our web Sites Home Page.

Failure to list all towed Units could VOID your coverage.

CHUBB Seguros does not provide physical damage or theft coverage for Dune Buggies or Dirt Bikes that are not street legal, ATV's, or Quads.

Additional Questions

Territory where you will travel

Your Policy Use in Mexico? TouristBusinessResident View Help

Tourist
If you are using your vehicle for vacation, visiting family, or pleasure.

You must continue to have your U.S. or Canadian Auto insurance in force.

Business
If you vehicle is used primarily for Business Use.
If you drive to and from work, while in Mexico.
If you are a resident and use your vehicle for Business use.

Resident
If you reside in Mexico more than 180 days a year, consecutive or non-consecutive days.

Any drivers under age 21? Yes No View Help

Answer YES, if YES. If you answer NO and someone under 21 does operate this vehicle, it could alter the policies coverages/benefits.

Is vehicle a "Salvaged" title? Yes No View Help

Salvage Title

Once a Car Insurance Company declares a Vehicle a "Total Loss", sometimes they sell the totaled vehicle at an auction for example, to recoup some of their loss. If a Dealership, or individual then purchases that vehicle, and makes it road worthy again, they must provide a "Salvaged Title" to anyone they resale it to. This alerts potential buyers about the vehicles history. Each State has its own word for a Salvaged Titled vehicle such as rebuilt, restored, reconstructed, reconditioned, junk, repaired unsafe, non-repairable and of course, Salvaged.
If you purchase a full coverage policy, and posses a Salvage Title, then CHUBB Seguros will cover that vehicle up to 50% of its ACV (Actual Cash Value)

MAPFRE Seguros does not offer any type of insurance.

Is this a rental vehicle? YesNo

Are you using your vehicle for racing, or as a support vehicle for a race? YesNo

THIS IS NOT AN “ALL RISKS” POLICY.

ALL LOSSES MUST BE REPORTED BEFORE LEAVING MEXICO. FAILURE TO DO SO COULD JEOPARDIZE WHAT WOULD HAVE BEEN A COVERED LOSS.

THE EXACT TERMS & CONDITIONS, EXCLUSIONS AND POLICY PROVISIONS ARE CONTAINED
IN THE ISSUED POLICY.

THIS IS NOT AN “ALL RISKS” POLICY.

ALL LOSSES MUST BE REPORTED BEFORE LEAVING MEXICO. FAILURE TO DO SO COULD JEOPARDIZE WHAT WOULD HAVE BEEN A COVERED LOSS.

THE EXACT TERMS & CONDITIONS, EXCLUSIONS AND POLICY PROVISIONS ARE CONTAINED IN THE ISSUED POLICY.

THE EXACT TERMS & CONDITIONS, EXCLUSIONS AND POLICY PROVISIONS ARE CONTAINED
IN THE ISSUED POLICY.