Tag Archives: Mexico

When do I need a Vehicle Permit to travel into Mexico?

Technically, it is referred to as a Temporary Import Permit, but from here forward, will be referred to as Vehicle Permit. You are temporarily importing the vehicle into the Republic of Mexico, for your personal use when traveling into the interior of mainland Mexico.

There is NO need for a Vehicle Permit if you are traveling anywhere in Baja California.
NO Vehicle Permit is needed if traveling to what is referred to as the “Frontera” or immediate border that contacts Mexico to the U.S mainland of Mexico (NOT Baja California) This area generally covers all mainland Mexican border cities and towns, such as Cd. Juarez, Nuevo Laredo, Matamoras, customarily up to 26 kilometers…You only need a Vehicle Permit along the Frontera if your stay is going to be longer than 72 consecutive hours.

You will need a Vehicle Permit when traveling into the interior of mainland Mexico, generally just outside of each Mexican border city, heading into the interior of mainland Mexico. Left click your mouse onto the Map of Mexico below. Note: This is informational only, and subject to change, as everything is. It is your responsibility to verify requirements prior to your trip.

WARNING: if you proceed past the last Port of Entry outside of the Free Zone or Frontera, as mentioned above or denoted on the map, without applying and acquiring the Vehicle Permit, your vehicle will be subject to confiscation, which is NOT a covered condition on your Mexican Tourist Auto Policy.

Vehicle Permit Expirations are determined by the type of visit you are making in Mexico. As a tourist/visitor to Mexico, they are good for up to 180 days. It is important that you know when your Permit is scheduled to expire, and that you not be in the mainland interior of Mexico with an expired permit. You are also required, by Mexican law, to turn in your Vehicle Permit prior to its expiration date, and prior to reentering the U.S. You can do this at any Port of Entry while exiting Mexico, but the Port that issued your Permit is best. Failure to follow this requirement could lead to fines, revocation of the importation bond you purchased when getting your Vehicle Permit, and quite probably a huge inconvenience if you ever visit the interior of Mexico in the future. Advice: DON”T DO IT!

If you leave Mexico to reenter the U.S. prior to your Permits expiration with plans to reenter Mexico in the future, you (the owner) should stop at the Aduana (Banjercito) offices at the border to request a permit to exit and return multiple times, or have Aduana remove the import-sticker. Most people accustomed to frequenting Mexico do not do this, as it is an inconvenience. However, and I saw this on another blog, and it is correct, if your permitted vehicle is stolen, totaled, or sold while in the U.S. then you have lost the opportunity to properly turn in your Mexico Vehicle Permit, and brother, you are already in the system! Your Bond is forfeited, and your right to import another future vehicle is jeopardized and possibly permanently terminated.

All countries have their sovereign laws, and some might seem quirky, or unnecessary. The primary reason(s) behind Mexico’s vehicle laws is because for years hundreds of thousands of U.S. Registered vehicles were sold illegally in Mexico without the proper importation duties and taxes paid. This is how they combat that…

We are here to assist, advise, council, and educate our friends who travel, and not just sell them a piece of paper.

Now go enjoy your adventure! If you have any questions, please feel free to call or E Mail.

For all of your Mexico Auto, Homeowners, Motorcycles, Boats and International Health Insurance needs, please call us at 1-800-434-3966 OR Email us at ici@mxici.com or visit us at mxici.com to issue your own policy. We appreciate your business!

What do you do if you have an auto accident in Mexico?

Auto accident in Mexico

First, if passengers or drivers are injured, seek medical attention.

If your vehicle has been stolen, hopefully you would have taken a picture or record your V.I.N. and License Plate on your phone. Also make certain you include your Mexican Tourist Auto policy #, if any, and the Claims Center phone # for the policy. Many times people leave all their important paperwork, passport, vehicle title or registration, in the car and it takes an inordinate amount of time reconstructing or retrieving that paperwork. Best just to put it all in your phone, and save a copy of each important document at home so the information can be easily transferred to you no matter where you are.

If you have a Mexican Tourist auto policy, contact your Mexican Insurance Companies Claim Center. Most Claims Centers use Mexican Toll Free #’s which typically cannot be dialed with a U.S. cell phone, so you might have to use a land line. Be prepared to provide them your:

Name
Policy #
Exact Location (if uncertain, ask someone)

Do NOT enter into any kind of agreement with a 3rd party. That is, anyone whom you have damaged or injured in the accident.

If you do not have a Mexican Tourist auto policy and are depending on your own U.S. auto insurance policy then one of two things could occur. Remember, Mexican law requires immediate financial restitution to a damaged or injured 3rd party.

1. Mexico does NOT recognize U.S. auto policies 3rd party liability coverages. That particular coverage must be written by a legally licensed and authorized Mexican insurance company. Consequently, there is a high probability that you will still be held accountable if you do not posses this type of policy.

2. If you don’t have a Mexican Tourist Auto policy, you might be asked to make immediate financial restitution to the damaged 3rd party. The authorities typically negotiate with them, and you will have to pay them on the spot. At times, the 3rd party, who understands the system, might seek financial restitution from you prior to the authorities arriving. If the authorities do show up and you are required to pay the 3rd party and you don’t have monies to do so, will usually impound your vehicle, and possibly bring you before a Magistrate.

Once, on a flight home from San Antonio, rode with a Bodily Injury Adjuster for a major U.S. (national) auto personal lines insurance company. We shared stories, and when I asked exactly what occurs when one of their U.S. policies has a claim in Mexico, he chuckled and said “nothing”! We are not allowed to cross into Mexico to work…period. When I asked how they adjusted the claim, he said they processed the claim once the insured got themselves, and their vehicle back to the U.S. Absolutely worthless, so know what you have. Most U.S. insurance companies possessing this endorsement, will advise you get additional 3rd party liability coverage for Mexico.

For the least amount of resistance, purchase a 3rd party liability policy issued by a Mexican insurance company, very inexpensive, especially as compared to the scenario above.

If your vehicle is valued high enough to warrant physical damage (i.e. Collision and Theft) it can be purchased for a few more dollars. Finance companies, if your still making payments on your vehicle, require this coverage. If you have a U.S. full coverage (Collision & Theft included) insurance policy that contains a “Border Endorsement”, you should have this coverage, as long as the insured event takes place along the frontera, generally within 26 kilometers of the U.S. border. Many U.S. insurance companies do not have this provision, and those that do, have guidelines that practically make them worthless. FYI, get it in writing.

Follow the instructions provided by your Claims Center or Adjuster. Always ask them to provide you a Claim #, and if an Adjuster arrives, be certain to request their Business Card and a copy of the Claims Report. If they cannot get to you in a reasonable amount of time, due to your location or other factors such as Holidays, or heavy traffic, then you might receive permission to drive the vehicle, if it is safe to do so, and if not, they will probably send a tow truck (grua) to your location.

If, and this is very rare, you are in a serious accident where injuries or possibly a total loss of yours or anothers vehicle, you might have to go before a Magistrate. This is not common, as Mexico does not want to hinder tourist travel, or generate bad publicity, due to the economic impact tourists generate. However, on occasion, and due to their laws, they might hold you in a Magistrates office until the case is settled. Most Mexican insurance companies, not all, provide legal assistance for this scenario.

What have we learned.

1. Make copies and document all of your important paperwork on cell or at home
2. Do not rely on a U.S. Insurance Companies, Border Endorsement
3. At least purchase a 3rd party liability policy from a legally licensed and authorized Mexican company.
4. If needed or warranted, purchase Full Coverage, that includes Theft and Collision and Legal Assistance, which will also include the needed 3rd party liability coverage
5. Report your claim prior to exiting Mexico
6. Lastly, follow the instructions provided by the Claims Center or Adjuster

Have a safe trip, and if we can assist you with answers to your questions, please feel free to call or E mail us!

For all of your Mexico Auto and International health insurance needs, please call us at 1-800-434-3966 OR Email us at ici@mxici.com or visit us at mxici.com to issue your own policy. We appreciate your business!

What’s the difference between Travel Insurance, Travel Medical Insurance, and Medical Evacuation?

In most cases, each product contains some of the functions of the other product(s).

For example, many Travel Insurance and Travel Medical Insurance plans contain provisions that might seem to over lap. Both generally (but not always) provide emergency transportation, via ground ambulance, and some cases Air Ambulance. The difference between these and an actual Air Ambulance Service is that the previous mentioned plans usually guarantee transportation to the “nearest” medical facility (hospital/clinic) while the Air Ambulance guarantees transportation to the nearest medical facility, and then back home to your “Home Hospital” in the country where you are from. Huge difference! (Note: Most Air Ambulance services are not insurance, and thus not guaranteed! In addition, service is not available worldwide but many provide service in all of North America, including Mexico, as well as the Caribbean)

Travel Insurance generally insures your financial investment in your trip. Such as the cost of lost luggage, cancelled flights, or the non-refundable loss of tour costs associated with a cancellation due to an acute onset of a medical condition, injury or death, but it may not cover costs of medical attention needed abroad.

Travel Medical Insurance covers costs of needed medical attention when traveling abroad. Note that U.S. medical insurance is generally not accepted outside of the U.S. Medicare and Medicaid is also not provided or accepted outside of the U.S. This coverage is generally available by the day, week, month or year, and is usually (dependent upon age) very reasonable in costs from about $3.00 USD$ a day, and less if 30 days or more is purchased.

For all of your Mexico Auto and International health insurance needs, please call us at 1-800-434-3966 OR Email us at ici@mxici.com or visit us at www.mxici.com We appreciate your business!

Will my U.S. Health Insurance, Medicare & Medicaid, and Medical Evacuation cover me in Mexico?

The following was taken from the Dept. of State regarding some of the medical risks and payment for services of foreign travel.

“Obtaining medical treatment and hospital care abroad can be expensive, and medical evacuation to the U.S. can cost more than $50,000.

The Dept of State strongly urges Americans to consult with their medical insurance company prior to traveling abroad to confirm whether their policies apply over seas and if it will cover emergency expenses such as medical evacuation. U.S. medical insurance plans seldom cover health care costs outside of the U.S. unless supplemental coverage is purchased. Further, U.S. Medicare and Medicaid programs do not provide payment for Medical services outside the U.S

If your insurance policy does not cover you abroad, it is a good idea to consider purchasing a short-term policy that does. There are health insurance policies designed specifically to cover travel. Many travel agents and private companies offer insurance plans that will cover health care expenses incurred overseas including emergency services such as medical evacuations.”

For a few dollars a day, you can protect yourself from any unforeseen medical expenses. Go to our web site below, and click on the caduceus for the very best international health and accident plans.

For all of your Mexico Auto and International health insurance needs, please call us at 1-800-434-3966 OR Email us at ici@mxici.com or visit us at www.mxici.com We appreciate your business!

What can happen when you do not have Mexico Auto insurance

Whether you can purchase your Liability coverage through your Texas auto policy to cover you in Mexico is a moot point.

It clearly states that Mexico does NOT recognize U.S Auto Liability policies. Subsequently, it doesn’t matter whether you have the Endorsement or not. Why the Texas Dept of Insurance even prints this disclosure is beyond me…

I recently had a person call my office to seek our help and assistance in respect to an accident he had while recently in Cd. Juarez. I had previously insured this gentleman with a Mexico Tourist Auto policy, but unfortunately he was under the impression that his Texas Auto Policy would suffice. Yes, he did have the Border Endorsement as described in the Texas Dept of Insurance (TDI) publication, however when he presented it to the authorities at the scene of the accident they told him “ call your adjuster or agent and have them arrive to make immediate restitution ($) to the 3rd party” (the person whom he collided).

That’s right, immediate, because according to their law, Mexico only recognizes two things when property damage or medical costs are attributed to the offender. This was on a late Thursday afternoon. And when he called he was desperate. Having neither a Mexican Tourist Auto policy, nor the money needed to pay the 3rd party (approximately $ 1,500 USD$)

With my experience and contacts developed over the years, I did what I could to help him. Unfortunately, insurance offices were closed. He had to visit the Juarez Hilton for the night.

For all of your Mexico Auto and International health insurance needs, please call us at 1-800-434-3966 OR E mail us at ici@mxici.com or visit us at www.mxici.com We appreciate your business!

If I have Mexico Insurance, does it keep me out of jail

Yes, and No! Mexico Tourist Auto Insurance is NOT a “get out of jail free” card, in light of most peoples impressions. Many insurance agents neglect or flat leave out that possibility, even after purchasing their Mexico insurance.

In Mexico, a car accident is or can be considered a criminal offense, and not a civil offense as is common in the U.S. and Canada. If you injure someone, and they end up in the hospital, (even yourself, as ridiculous as that sounds) then that is generally when the authorities get involved. Granted, their involvement is also determined by the seriousness of the injuries to everyone involved.

Consequently, if injuries are serious, or even fatal, then there is the likelihood you will end up before a Magistrate (a Judge) who determines the Mexican courts course of action. Many Mexico Tourist Auto policies provide for Legal Representation (as ours does) and the payment of Bail Bonds just for this reason.

It is very, very, rare for someone to be held in jail if they posses a valid Mexico Tourist Auto policy, OR enough US currency to address the payment for all fines, medical care etc. After all, the Mexican Gov’t, especially now, wants to encourage as much travel in Mexico as possible, especially to the well known tourist destinations. Putting tourists in jail for minor traffic accidents will not help their cause.

Lack of authorized Mexico Tourist Auto insurance, fatalities, severe injuries, and drinking and driving are but a very few of the ways you can make your way to a Mexican jail. In many respects, much like the U.S.

Check out our site at www.mxici.com . If you have any questions feel free to E Mail us at ici@mxici.com . Or simply call us at 1-800-434-3966. We appreciate your business.

Beware, some common sense rules about traveling in Mexico

Having insured thousands of vehicles used to travel Mexico, we are used to receiving travel information from the Mexican Insurance companies we represent, as well as the experiences of those we insure.

Recently, we felt led to share some of these travel tips. One, for example, is to avoid, if possible, from stopping or frequenting “Convenience Stores” in Mexico. We have examples of people being approached and robbed or having their vehicle stolen by those hanging out at these stores. They are waiting for those that either look like they have $$$, or who own a vehicle worthy of being stolen, or both.

This obviously does not happen at every Convenience Store, but it appears to be an easy way to approach people traveling with U.S. plates, and to take advantage of them.

Another piece of advice is not to travel into Mexico with a darker color (blue or black) SUV or pick up truck. These seem to be the preferred choice of the cartels and obviously more likely to get stolen. In addition, dark tinted windows are also preferred, for obvious reasons. So stay alert and be aware of your surroundings. Citizens from all over the world still frequent, and travel Mexico by car, plane, and boat.

If you find this type of info helpful, please visit us at www.mxici.com for all of your Auto and Health & Accident insurance in Mexico and throughout the world. You may also wish to E Mail us at ici@mxici.com , or you can call us at 1-800-434-3966 for further assistance. We appreciate your business.

Register at U.S. Embassy or Consulate when traveling to Mexico!

U.S. citizens traveling in Mexico are urged to register with the nearest U.S. Embassy or Consulate through their website at https://travelregistration.state.gov/ibrs/ui/

This is a common practice and important so the Embassy or Consulate can contact you in respect to any advisories, advice, or emergency.

This is something that is advised when traveling to any country outside the U.S.

For all of your Mexico Auto and International health insurance needs, please call us at
1-800-434-3966 OR E mail us at ici@mxici.com or visit us at www.mxici.com We appreciate your business!

Crime in Mexico: If deadly Mazatlan is out, how about Cancun?

Tourism to Cancun is down, so is travel cost to this gem in the Caribbean!

Article: Chris Owen March 28, 2011

It is an ongoing debate about Mazatlan, Mexico. Justified or not, tourism is down. Land vacations tour operators are being cautious more than ever. Cruise lines refuse to stop due to real or perceived security issues (stabbings, drug lord bombings, no bingo). But those who live there say it is safe. Now, Cancun, Mexico, former poster-city for organized crime is saying “Hey, give US a look why don’t ya?” as if the focus has shifted and they are in the clear now.

Trying to hang on to it’s self-proclaimed “No. 1 vacation destination in the Caribbean” title, Cancun is beefing up security reports USA Today.

“The safest people here are the tourists,” Erandeni Abundis of the Cancun Convention Camp; Visitors Bureau “We depend on tourism. We couldn’t afford to lose it.” Proactive Cancun has beefed up their web site too with clear, easy to find information and believable video content.

Indeed, tourism is a major factor in Mexico’s economy. Cancun alone boasts 5.9 million international visitors last year, up over 400,000 from 2009. But with tourism numbers down, rather than whining about it like Mazatlan has, Cancun is taking clear steps to send a message of safety.

Tourists can now dial 911 for an emergency rather than a confusing local number, uniformed customs officers with assault rifles stand watch over visitors at the airport and a dozen highly-visible “tourist advisors” greet visitors, directing them to approved airport transportation.

Still, news of crime in Mexico, attacks on tourists and just general worldwide unrest in the travel sector has tour operators and tourism officials working overtime to set the record straight.

Funjet vacations flew hundreds of travel agents in to see first-hand the situation on the ground hoping to beef up bookings which should be strong right now. According to Funjet, “traffic to Mexico is challenged.”

While colleges are on break, the beach is not packed. Hotel occupancy at 71% this week is down from a traditional 80+% at this time of the year reports the Cancun Hotel Association.

The up side of all this is that prices in Cancun are better than ever.

One major travel agency in Cancun laments: “every time this comes…less tourism and it causes Cancun to die slowly.” reports 630ched.com adding “So, if you’re dreaming of a spring break on the Mexican Caribbean but lack “mucho dinero”, you might want to cash in on Cancun’s misfortune.”

Many have too. In defiance of a Texas Department of Safety warning to stay out of Mexico on Spring Break, college students are flocking to Cancun, the closest Mexico destination to the border with few problems reported.

“We haven’t been beheaded,” Archer, a 26-year-old dental assistant, says with a grin. “We’ve had no problems. People need to chill out.”

For the finest in International Insurance products, specializing in Mexico, please call us at 1-800-434-3966 OR E mail us at ici@mxici.com or visit us at www.mxici.com We appreciate your business! We are your Int’l Health Insurance and Mexico Tourist Auto specialists!

Mexico Official: Resorts Far From Violence

By Rafael Romo, CNN Senior Latin American Affairs Editor

Posted: 11:25 am MDT April 27, 2011Updated: 10:12 pm MDT April 27, 2011

(CNN) — A recent wave of violence caused by turf wars between rival drug cartels and security forces in Mexico has kept many American and international tourists away from the United States’ neighbor to the south.
Recently, the U.S. State Department broaded its travel warning for Mexico, singling out 11 states and warning Americans not to drive at nighttime.
But a top Mexican tourism official says the country’s major tourists spots are “perfectly safe.”
Mexico Tourism Board’s Chief Operating Officer Rodolfo Lopez Negrete recently visited the United States to promote Mexican destinations.

In an interview with CNN, he said he is confident that more tourists will visit Mexico this year.

CNN: How much was tourism affected by the violence last year?

Rodolfo Lopez Negrete: 2010 was a very good year for Mexico. We considered it to be a rebound year. (More than) 22 million tourists visited Mexico last year.

CNN: I was recently in Acapulco and I noticed that a lot of the hotels that normally this time of the year receive spring breakers, mainly from the United States, are completely empty. So, some of the things that you’re telling me do not correspond to the reality I saw there.

Lopez: We’re working on a transformation program for Acapulco to rehabilitate Costera Miguel Aleman [the avenue that runs along the bay] which is one of the landmarks of Acapulco. We’re working on additional air connectivity out of the U.S. market and international points of origin.

CNN: But Mr. Lopez, the main problem in Acapulco is not necessarily infrastructure, but the violence. What are the Mexican government and the Tourism Board doing to solve this problem?

Lopez: Mexico is a very large country. When you take into account the distance between Ciudad Juarez [the most violent city in Mexico] and Cancun, you’re talking about 1,400 miles of distance. Puerto Vallarta is 1,000 miles away and Los Cabos about 1,600 miles away. That is equivalent to the distance between New York and Houston or New York and Dallas.

CNN: But the fact still remains that violence is a serious problem in Mexico. Wouldn’t you agree?

Lopez: Yes we agree, and we understand the fact that these episodes have created a certain level of perception that is undesirable, but these have occurred in very specific pockets of the country.

CNN: Your office says that 22.4 million travelers visited Mexico last year. What is the expectation for this year?

Lopez: We have a plan that we have put together until the year 2018. Mexico would like to become one of the most popular destinations in the world. And although we already rank among the top 10 in the world, we would like to escalate that number. For 2011 our goal is to increase our business from 22.4 to 26 million tourists.

CNN: Are Americans still visiting Mexico?

Lopez: Seventy-five percent of the total number of last year’s 22.4 million visitors originated in North America. The U.S. remains the number one market, followed by Canada.

CNN: What about those traveling specifically by air?

Lopez: Out of the 10 million tourists that we get by air into the different Mexican destinations, the United States generates 6.5 million of those 10 million.

CNN: What do you say to people abroad who watch news about the violence and have concerns about traveling to Mexico?

Lopez: We would like to tell the untold story. Although we have experienced violence, it has been concentrated in very specific parts of the country. The major tourism destinations are perfectly safe, whether you talk about sun-and-beach resorts or inland destinations.

CNN: What about risks for those traveling into Mexico by land?

Lopez: We have 50 million border crossings per year. When you take that into account, the ratio or the number of people that have suffered from violence is really minimal.

CNN: Has affordability been affected by the recent wave of violence?

Lopez: Mexico is a very diversified country. We believe that the combination of the fantastic sun-and-beach resorts coupled with the wonderful cultural wealth that we offer make it a very attractive destination for summer travel.

From a value perspective, the quality of the tourism options in Mexico over the last 10 years has improved dramatically.

If you compare that with the price that we’re charging right now, it makes it a very attractive proposition for travel.

By Gary Dickey, President Insurance Consultants International

Most of the Acapulco traffic, to be fair, is now a primary destination for the Mexican Citizen/traveler. Not the North American traveler, who apparently still prefers Cancun, Cozumel, Puerto Penasco, and both Baja Norte (North) and Baja Sur (South). That is probably one of the reasons as to why their was little to no Spring Break visitors to Acapulco.

For all of your Mexico Auto and International health insurance needs, please call us at
1-800-434-3966 OR E mail us at ici@mxici.com or visit us at www.mxici.com We appreciate your business!